信用评级

信用评级情况

KB国民银行
分类	Moody's	S&P	Fitch
长期	Aa3	A+	A
短期	P-1	A-1	F1
展望	稳定	稳定	稳定

KB证券
分类	Moody's	S&P	Fitch
长期	A3	A-	A-
短期	P-2	A-2	F1
展望	稳定	稳定	稳定

Ratings	Moody's	S&P	Fitch	Description
Eligible Investment Ratings	Aaa	AAA	AAA	Exceptional credit quality and lowest expectation of investment risk
	Aa1	AA+	AA+	Excellent credit quality and very low expectation of investment risk
	Aa2	AA	AA
	Aa3	AA-	AA-
	A1	A+	A+	Good credit quality and currently low expectation of investment risk
	A2	A	A
	A3	A-	A-
	Baa1	BBB+	BBB+	Adequate credit quality and currently low expectation of investment risk
	Baa2	BBB	BBB
	Baa3	BBB-	BBB-
Ineligible Investment Ratings	Ba1	BB+	BB+	Questionable credit quality and possibility of investment risk developing
	Ba2	BB	BB
	Ba3	BB-	BB-
	B1	B+	B+	Generally poor credit quality and investment risk exist
	B2	B	B
	B3	B-	B-
	Caa1	CCC+		Extremely poor credit quality and currently perceived possibility of default
	Caa2	CCC	CCC
	Caa3	CCC-
	Ca	CC	CC
	C	C	C
	-	D	D	Default

Ratings	Moody's	Description
Eligible Investment Ratings	Prime-1	Superior credit quality and a very strong capacity for timely payment of less than 12 months deposit obligations
	Prime-2	Strong credit quality and a strong capacity for timely payment of less than 12 months deposit obligations
	Prime-3	Acceptable credit quality and a adequate capacity for timely payment of less than 12 months deposit obligations
Ineligible Investment Ratings	Not Prime	Questionable to poor credit quality and a uncertain capacity for timely payment of less than 12 months deposit obligations

Ratings	S&P	Fitch	Description
Eligible Investment Ratings	A-1	F1	Highest credit quality
	A-2	F2	Good credit quality
	A-3	F3	Fair credit quality
Ineligible Investment Ratings	B	B	Speculative
	C	C	High default risk
	D	D	Default