2006 1st Quarter Operating Results
2006-05-03On May 2, 2006, Kookmin Bank held an earnings conference and released its operating results of the first quarter in 2006. Followings are the key figures released during the conference, and full presentation material is available at Kookmin Bank website(www.kbstar.com) for further information.
The figures for the first quarter of the fiscal year 2006 presented herein are currently being reviewed by our independent auditor, and such figures are subject to change.
| (in trillions of Won) | As of the date indicated | ||
|---|---|---|---|
| March 31, 2006 | March 31, 2005 | % Change (YoY) | |
| Total Assets | 186.3 | 181.0 | 2.9 |
| Loans in Won | 122.2 | 122.9 | -0.6 |
| Total Liabilities | 173.3 | 171.9 | 0.8 |
| Deposits in Won | 130.0 | 125.6 | 3.5 |
| Total Stockholders' Equity | 13.0 | 9.1 | 42.9 |
| (in billions of Won) | For the threemonths period ended | ||
|---|---|---|---|
| 2006 | 2005 | % Change (YoY) | |
| Operating Income | 1,046.2 | 671.0 | 55.9 |
| Non-operating Income | 78.2 | -148.3 | n.a. |
| Net Income | 803.0 | 340.3 | 136.0 |
| (in billions of Won) | As of the date indicated | ||
|---|---|---|---|
| March 31, 2006 | March 31, 2006 | % Change (YoY) | |
| Total Loans for NPL Management | 137,330.8 | 135,202.4 | 1.6 |
| Substandard & Below Loans | 2,230.3 | 3,651.5 | -38.9 |
| Loan Loss Reserves | 2,313.3 | 3,273.7 | -29.3 |
| NPL Ratio | 1.62% | 2.70% | -1.1%p |
| NPL Coverage Ratio | 103.7% | 89.7% | 14.0%p |
| Delinquency Ratio | 1.62% | 2.99% | -1.37%p |