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Form 6-K Current Reports

2004 1st Quarter Earnings Conference

2004-04-19

Kookmin Bank invites you to attend our Earnings Conference for the first quarter of 2004, which will be webcasted live throughout the world on our IR website at www.kbstar.com. Investors are encouraged to participate by telephone during the Q&A session following the presentation.

Date: April 23, 2004 (Friday)

Time: 15:30 Seoul / 07:30 London / 02:30 New York / 14:30 Hong Kong & Singapore

Venue: Conference Room, 21st Floor, KSE, Youido, Seoul, Korea

Procedures: Presentation & Q&A session

Q&A via telephone

- From overseas 82-31-500-0501 or 82-2- 6677-2256

- From Korea 1566-2256, 02-6677-2256 or 031-500-0501

- Pass code 6412

- Q&A code 14

Recording service for the telephone conference

Listening order

1. Dialing

- From overseas: 82-31-500-0401

- From Korea: 031-500-0401

2. Press listening code: 10288#

Press button instructions

- 1 min. F.F.: 1

- 5 min. F.F.: 7

- 1 min. REW: 3

- 5 min. REW: 9

- Pause: 5

- To cancel pause: 5

The Conference will be webcasted in Korean and English at www.kbstar.com. The presentation material also will be available at the time of conference at our website.